Cashflow Modelling Support

Cash Flow Modelling allows you to cut through the noise and articulate to your clients, that the plan you put in place is still relevant or show the impact the current climate is having on their future goals.

Given these uncertain times, it presents a great opportunity for you to be able to show the true value that you bring to your clients.

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What is Cash Flow Modelling?

Cash flow modelling is the process of assessing a clients current and forecasted wealth, by using analytical and forecasting software. By inputting expected inflows (income) and outflows (expenditure), we are able to build a picture of your clients finances throughout their lifetime.

Why use Cash Flow Modelling for your Clients?

Financial Cashflow Modelling is quickly becoming an essential part of the advice process and the differentiator for many Financial Advisers, by allowing clients to understand the impact expert advice is making to their lives

How we can help?

We can support you and your practice with your cashflow planning, by creating bespoke models for your clients on your behalf. Whether you have prior experience or never utilised cash flow models before, we are here to help

Client Service Proposition
  • Build your cashflow and talk you through it, ensuring you are well prepared when discussing it with clients.
  • Provide printable reports or interactive models to support your client interrelations.
  • Run a number of scenarios to show the impact of different options and can update these each year as part of your review. Providing further value and cementing your relationships.
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New Brochure

Download the latest copy of our cash flow modelling support brochure.

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FAQs

What cashflow modelling software do you use?

We currently have licences to build cashflow models on Voyant and i4C, both of which are approved by St James’s Place for use with clients. The choice of software provider it up to you.

Do I need to have my own licence?

No you do not need to hold a licence in order for us to create cashflow modelling reports for you. Should you wish to use the full features of the modelling system, such as interactivity or client collaboration then you would need a licence.

In what format will I receive the cashflow scenarios?

There are two main options available

  1. If you hold a licence for the chosen software used, you will have access to any scenarios built and will be able to present them live to your clients.
  2. If you do not hold the appropriate licence, you will receive a printable version of the plans. In what format will I receive the cashflow scenarios?
What if I need help to understand the illustrations?

You will have access to the specialist who built your cashflow model who will be able to answer any of your questions – either by phone or by email. This service is available Monday to Friday from 9am to 5pm (excluding bank holidays). If you need help outside these hours, you can send an email or leave a voicemail message and the appropriate member of the team will call you back as soon as practically possible.

Am I able to charge my clients for these reports?

Yes you may be able to charge a fee to your clients depending on your circumstances. Please refer to the intranet for more details on this.

How do I request a cashflow model for my clients?

The initial request should be in the form of an email, including a description of what specifically you wish to illustrate to the client. The illustration options are extensive, so please do get in touch if you would like to discuss what illustrations or scenarios we are able to create; Each individual request will then be reviewed to identify the most appropriate way to illustrate your plan in the cashflow scenario(s) provided.

What are the Service Standards?

Requests for cashflow models received before 3:30pm will activate the 5 working days service standard. Requests received after 3:30pm, “Day 1” will commence on the following working day. It is vital that all relevant information is provided to ensure the cashflow model can be completed within timescale. If additional information is required, the case will be placed on hold until the missing information is made available, at which point the 5 working days service standard is resumed from the point it was placed on hold. If a case is considered urgent, please highlight the urgency and the reasons why, as we may be able to re-prioritise the triage queue to accommodate your request.

What information do I need to provide?

The accuracy of any Cashflow Model is dependant on the information provided. The more information you can provide the more in-depth and comprehensive the model will be. As a minimum we would require:

  • Income and Expenditure
  • Debt and interest rates payable
  • Pension and Investments
  • Details of the senario/planning you wish to carry out
How do I get a licence for the relevant software if I want to have the option to present live with my clients?

St James’s Place already offer a discounted version of the Voyant software, details of which can be found on the intranet site. If you prefer to use the i4C option, we will provide you with a contact number and a special introductory offer giving you the first two months for free.

What happens at the annual review?

We will contact you one calendar month before the annual review date of the original plans. You can then decide whether you wish us to update any of the original scenarios or whether you wish to have a new set of plans created. Alternatively, should you have a review with the client prior to this date and would like an updated Cashflow, please get in touch and we can create this for you.

How can I give you access to my clients?

Access can be granted on an individual basis. Access will only remain as long as you require. if you need further help regarding access please get in touch.

Get in touch

Call us, send us an email, fill in our enquiry form, or pop in for a cuppa’, we’d love to chat about how we can help you and your business.

Address

24 Queen Avenue, Liverpool, L2 4TZ. 


Adam Sheehan
Adam Sheehan – DirectorAnderson Gardner Financial Planning

Plus Group were recommended to us by the management team at St. James’s Place.We find the handover process between our office and Plus group to be smooth and easy.

Plus Group are able to cope with both simple and complex cases, and we have built a good working relationship with the paraplanners used on a regular basis.

Nader Sheta
Nader Sheta- Senior PartnerNader Sheta

Four years ago, after 26 years of doing my own paraplanning, my manager at SJP politely suggested that I might do better outsourcing this crucial business function and recommended that I speak with Plus Group. Since then Plus Group have written over 160 cases for me and I consider them to be a vital component in my overall business.

I have not touched a suitability letter for four years have a 100% ‘first time suitable’ record thanks to Plus Group. All the practitioners at Plus Group that have helped me are courteous, knowledgeable and do what they say will do when they say they will do it.

I cannot recommend their services highly enough.

David Blackwell- Associate Partner
David Blackwell – Associate PartnerMyriad Wealth Management

I have been delighted with the excellent service from Plus Group since I started using them in August 2018. Cases are always dealt with promptly and I am regularly updated of progress. Plus Group do all the chasing of information, allowing my practice to concentrate on positive client outcomes.

Not to mention the positive impact on our Quality Gateway score

Andrew Teasdale- Director and Financial Planner
Andrew Teasdale- Director and Financial PlannerNorthumbria Financial Management

I have worked with PLUS for a couple of years now, and I would be happy to recommend other partners to use PLUS Group for their paraplanning. They make my day to day easier and allow me to spend more time with clients. They give me the confidence to know the work has been completed to high standards, thus improves the quality of my business written.

David Millar
Garth Thompson – DirectorGarth Thompson Wealth Management

We have used Plus Paraplanning for a number of years now and have been delighted with the service and support we have received.

The quality of the reports is exceptional and we have always received these in a timely fashion.
By using this service we have more time to spend with our clients, therefore meeting their needs and strengthening our relationship with them.

I therefore have no hesitation in recommending Plus Group to anyone looking for paraplanning support

David Millar
David MillarThe DRM Consultancy

We are delighted with the support and service we receive from the Plus Group.
We consider Martine (our nominated support person) to be part of our team. She is highly efficient and professional and is a real asset to our business.

Jonathan and the chaser team remove all the hassle and time involved chasing up ceding information and are definitely worth their weight in gold!

Sandro Forte – Managing Partner
Sandro Forte – Managing PartnerForte Financial LLP

Having previously worked with several paraplanning firms we had become very frustrated with the inconsistency of outputs and overall service. Moving our paraplanning and general support requirements to Plus Group was a game-changer for us: Despite the size and complexity of many of our cases we have seen a big improvement in quality and turnaround times. Put simply, Plus are exceptional and we wouldn’t work with any other firm.

Alison Gregory
Alison Gregory – DirectorAlison Gregory Wealth Management

I have been using PLUS group for para planning for the past 5 years. I have always found them to be Professional and efficient and they have helped me to maintain a high standard of Quality of Documentation and Suitability of advice with my Compliance Team. We have found the turn around times are excellent and we are kept informed at every stage of the process. We also like that we tend to be allocated to a small group of para-planners meaning myself and my team get to know the individuals working on our cases very well. I would have no hesitation in recommending PLUS services to colleagues.

David Millar
Gavin Miller- DirectorMiller Wealth Management

I’ve been using Plus for several years now. During that time, I’ve found them to be very professional in their dealings with me and my team. The accuracy of their report writing is second to none and they are always available to discuss new cases and how their approach might be mutually beneficial

Meet Your Team

Mark Lamb
Managing Director

Mark Lamb

Director & Co-Founder
Scott Daniels
Managing Director

Scott Daniels

Director & Co-Founder
Jonathan Maskell
Head of Chasing Team

Jonathan Maskell

Head Of Chasing
Rachael Hackett
Adhoc chasing team leader/ Admin

Rachael Hackett

Chasing Team Leader

News

Our Paraplanning
Awards & Nominations

Limited Company Name is PLUS Partner Services Ltd. Trading Name: PLUS Group. VAT Number 191887360.

Limited Company Name is PLUS Partner Services Ltd.
Trading Name: PLUS Group.
VAT Number 191887360.